The first fintech bank™
Individual Accounts
Expand Your Financial Horizons!
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Fast & remote onboarding
No queues, physical documents or physical presence needed. We’re committed to making your onboarding experience seamless.
Licenced & Regulated
Fully licensed banking institution with a regulatory compliant banking platform that gives you peace of mind. Your assets with Arival Bank are safe and secure.
Highly secured
We keep your assets safe by following the industry’s best practices by performing internal and independent testing. Our systems are SOC 2 certified.
Award-winning & top-rated by fintech experts
USD checking accounts
ACH
International & Domestic Wires
Reliable for global clients
*Some countries may be restricted. Read the full list.
Introducing
Fully Digital Banking Experience
Rich financial toolset
Licensed, Regulated, and Secure
Advanced Cybersecurity
** Arival Bank International Corp. is licensed and regulated by the Office of the Commissioner of Financial Institutions (OCIF) in Puerto Rico as an International Financial Entity (license #IFE-065). Arival Bank International Corp. is not directly insured by the FDIC. FDIC insurance coverage (with the standard maximum deposit insurance coverage up to $250,000) is provided by our correspondent banking partner, Quaint Oak Bank, Member FDIC.
Individual accounts pricing
Application fee1
$50
Non refundable
Minimum required balance2
$500
Monthly fee
$25
Waived if balance >$25k
Free transactions per month
10
Only if balance >$100k
FDIC Insurance3 up to
$250,000
ACH incoming
Free
$0 - $10
$3
Above $10
ACH outgoing
Free
$0 - $10
$3
Above $10
Domestic wires incoming
$15
Domestic wires outgoing
$20
International wires incoming
$30
International wires outgoing
$35
Transfers within the Arival network
$0
$5 for transfers of $10k or above to Arival business accounts
Transaction confirmation receipt
$50
Returned item
$50
Bank letter
$25
Early account closure fee4
$10
1. Arival charges a one-time non-refundable application fee. 2. Outgoing payments functionality and bank letter generation will be restricted on the accounts with balance lower than the required minimum. 3. Arival Bank International Corp. is licensed and regulated by the Office of the Commissioner of Financial Institutions (OCIF) in Puerto Rico as an International Financial Entity (license #IFE-065). Arival Bank International Corp. is not directly insured by the FDIC. FDIC insurance coverage (with the standard maximum deposit insurance coverage up to $250,000) is provided by our correspondent banking partner, Quaint Oak Bank, Member FDIC. 4. Early account closure fee will be charged if the account is closed within the first 3 months from the day of signing the Online Banking Agreement. Arival reserves the right to apply a different pricing schedule to your account, as agreed upon on a case by case basis. Regardless of that, we commit to stay transparent with the fees charged prior to entering into a banking relationship with you.
EXCLUSIVE OFFER
Already have Arival business account?
Apply for individual account with exclusive rates:
Application fee
$50
$5
Monthly fee
$25
$5
Minimum required balance
$500
$50
Get access to this exclusive pricing via promo code in Settings > Referral program.
